● Now Accepting New Patients

Insurance Accepted at Highland Healthy Living — Cumberland, MD

Highland Healthy Living accepts Medicare, Medicaid, and most major commercial and managed-care insurance plans at our Cumberland, Maryland family practice. New patients of all ages are welcome.

📅 Book an Appointment 📞 (240) 880-3220

What insurance does Highland Healthy Living accept?

Highland Healthy Living in Cumberland, MD accepts Medicare, Railroad Medicare, West Virginia Medicaid, and most major commercial insurance — including Aetna, Blue Cross Blue Shield / CareFirst, Cigna, Humana, UnitedHealthcare (UHC), UMR, UPMC Health Plan, Multiplan, and First Health Network.

We also participate with many Medicaid and Medicare Advantage managed-care plans, including WV Peak Health, MD Physician Care, Wellpoint Maryland, Unicare WV, Aetna Better Health of Maryland, CareFirst Community Health, CareFirst Medicare Advantage, Johns Hopkins US Family Health Plan, Alterwood Health, and The Health Plan of WV.

Our provider, April Dawson, MSN, APRN, FNP-C, is in-network at our Cumberland office (909A Seton Dr). If you don't see your plan listed, call (240) 880-3220 — we'll verify your coverage before your visit.

In-Network Coverage

Insurance Plans We Accept in Cumberland, MD

🇺🇸 Medicare & Federal

  • Medicare (Part B)
  • Railroad Medicare

🏛️ Medicaid

  • West Virginia Medicaid
  • Aetna Better Health of Maryland
  • CareFirst Community Health Plan
  • MD Physician Care
  • Wellpoint Maryland (AmeriGroup)
  • Unicare West Virginia (AmeriGroup)
  • UHC Dual Complete (CHC)
  • WV Peak Health (HPN)
  • The Health Plan of WV

💳 Commercial & PPO

  • Aetna
  • Blue Cross Blue Shield / CareFirst
  • Cigna
  • UnitedHealthcare (UHC)
  • UMR
  • Humana
  • UPMC Health Plan
  • Multiplan
  • First Health Network

⭐ Medicare Advantage

  • Humana Medicare
  • CareFirst Medicare Advantage
  • Alterwood Health

🪖 Specialty & Military Plans

  • Johns Hopkins US Family Health Plan

❓ Don't See Your Plan?

We accept most major insurance plans and are adding new payers regularly. Call us to confirm your specific coverage before your first visit.

📞 Verify My Insurance

Common Questions

Insurance & Billing FAQ

Does Highland Healthy Living accept Medicare?
Yes. Highland Healthy Living accepts Medicare and Railroad Medicare at our Cumberland, MD location. April Dawson, FNP-C is an enrolled Medicare provider, so your covered primary care, wellness, and chronic-care visits are billed directly to Medicare.
Do you accept Medicaid in Cumberland, MD?
Yes. We participate with West Virginia Medicaid and several Maryland and WV Medicaid managed-care plans, including Aetna Better Health of Maryland, CareFirst Community Health, MD Physician Care, Wellpoint Maryland, Unicare WV, WV Peak Health, and UHC Dual Complete. Call (240) 880-3220 to confirm your specific Medicaid plan.
Is Highland Healthy Living in-network with Blue Cross Blue Shield / CareFirst?
Yes. We are in-network with Blue Cross Blue Shield of Maryland (CareFirst) and its commercial, Community Health, and Medicare Advantage plans. Your visits are billed in-network, which typically means lower out-of-pocket cost for you.
Do you take Aetna, Cigna, and UnitedHealthcare?
Yes. Highland Healthy Living participates with Aetna, Cigna, UnitedHealthcare (UHC), and UMR as in-network commercial plans. We also accept UPMC Health Plan, Humana, Multiplan, and First Health Network.
What if my insurance plan isn't listed?
We accept most major insurance plans and continue adding new payers. If you don't see your plan, call (240) 880-3220 before your visit and our team will verify your benefits and let you know your coverage and any expected cost.
Do you offer self-pay options if I'm uninsured?
Yes. We welcome self-pay patients and can provide transparent pricing for office visits and common services. Call our Cumberland office to discuss self-pay rates and payment options.
Do I need to bring my insurance card to my appointment?
Yes — please bring a current insurance card and a photo ID to every visit. This helps us verify coverage, bill correctly, and keep your out-of-pocket cost as low as possible.

Not Sure If We Take Your Insurance?

Our front-desk team will verify your benefits in minutes — before you ever step into the office. New patients of all ages are welcome.

📅 Book an Appointment 📞 Call (240) 880-3220

Insurance participation is subject to change and may vary by individual plan and benefit. Coverage of specific services depends on your plan terms. Please confirm your active coverage with Highland Healthy Living and your insurer before your visit. Highland Healthy Living is a part of Mir Neurology · 909A Seton Dr, Cumberland, MD 21502.

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